Whatever your banking needs may be, Altoona First Savings Bank has the right account for you. Our competitive rates and convenient services are great reasons to do your banking with us, but our personal service and local focus make Altoona First the clear choice for your personal banking needs.

PERSONAL CHECKING

Our checking accounts are a great place to save for your immediate needs. You'll have quick access to your money and typically funds are available immediately upon deposit. Plus, you'll enjoy the benefits of no minimum balance and no per item fees. >Rate Info

MONEY MARKET DEPOSIT ACCOUNTS

An Altoona First MMDA is great for the individual who maintains a higher balance and writes fewer checks. With our MMDA you will earn an attractive rate of interest that stays competitive with the market. Rates are tiered based on the balance in your account providing you the opportunity to earn an even greater yield on your investment. >Rate Info

STATEMENT SAVINGS

With a statement savings account from Altoona First you earn a competitive interest rate while having access to your funds 24 hours a day. Our statement savings account provides great benefits such as detailed statements that can be combined with your checking account statement for added convenience. An Altoona First statement savings account provides protection, earnings and access in one convenient product. >Rate Info

CERTIFICATES OF DEPOSIT

A Certificate of Deposit (CD) from Altoona First is a great way to save. Our fixed rate CD provides the stability of a guaranteed interest rate while our Variable Rate CD allows you to take advantage of changes in the market while also allowing unlimited deposits and one withdrawal without penalty per calendar quarter. >Rate Info

CLUB ACCOUNTS

Banking for Kids Club

Altoona First gives you the tools you need to help teach your children about wise money management. Our Banking for Kids Club Account encourages your children to save, and allows them to watch as their balance increases. >Rate Info

Vacation Club

Imagine yourself relaxing in your favorite vacation spot with no headaches, no hassles and no schedule. Now imagine making that a reality with a Vacation Club account from Altoona First. Our Vacation Club provides a convenient way for you to save for your dream getaway, making your vacation even more worry-free. >Rate Info

Christmas Club

Make the Christmas season brighter and easier on your wallet by enrolling in Altoona First's Christmas Club. Our savings program helps you to avoid the temptation of using credit cards for holiday shopping, and offers a convenient automated draft from your Altoona First checking or savings account. >Rate Info

SERVICES

24-Hour Banking

Our 24-Hour Banking services are designed to help you spend less time at the bank, and more time doing what you want to do. Easy access to your accounts from an internet connection or a phone line keep you connected wherever you are, and help you do your banking quickly, conveniently and on your time schedule.

Altoona First VISA Check Card

Looking for a fast, convenient and safe way to pay for your purchases? With the Altoona First VISA® Check Card, you can purchase what you want, when and where you want it. Using your Altoona First VISA® Check Card is quicker than making a trip to the bank, more convenient than writing checks, and safer than carrying cash. And shopping at home or at locations around the world has never been easier.

• No monthly fee

• Use it anywhere the VISA logo is displayed

• Itemized description of each purchase provided on monthly statement

• Access your funds at more than 660,000 ATMs worldwide

Convenient ATM Access

Altoona First ATMs provide the convenience of 24-hour access to your funds. Our ATMs are located at most branch offices and other convenient locations. With Altoona First's ATMs you are able to withdraw cash, check balances and transfer funds. Plus ATMs are quick—there's no waiting in line at a branch.

First Net Internet Banking

Access your Altoona First accounts any time of the day or night from nearly anywhere in the world. View recent transactions, transfer funds or make loan payments all online. >Learn More

First Pay Bill Pay

Make paying your bills quick and easy. Try First Pay today! >Learn More

First Phone Telephone Banking

First Phone gives you easy access to all your Altoona First accounts—24 hours a day, 7 days a week. With First Phone you can perform most of your banking transactions from your home, office, car or even while on vacation! >Learn More

Direct Deposit

Have your payroll check or other regular payment deposited directly to your Altoona First account. It's fast, safe and convenient!

Overdraft Protection Plan

Protect your checking account with available funds from your Altoona First statement savings account.

• Eliminate the expense and embarrassment of returned checks

• Only charged when accessed

• Benefit of low per use fee

Online Check Ordering

When it comes time to re-stock your check supply, let Harland Online Check Ordering make it fast and easy. >Go to Harland web site